Mariner Finance allows you to take out up to $25,000, while other lenders may let you borrow as much as $100,000. Especially if you have good credit, you can likely get a better rate elsewhere. Both the minimum and maximum APRs are high compared to some of our other best personal loan lenders. You're only able to get a loan if you're a resident of AL, AZ, CA, DE, FL, GA, IL, IN, KY, LA, MD, MO, MS, NC, NJ, NM, NY, OH, OR, PA, SC, TN, TX, UT, VA, WA, or WI. ![]() If you want to take out a loan of less than $1,500 or more than $15,000, you won't be able to complete the loan process online. ![]() You're able to return the loan amount within 15 days of receiving the money without paying any interest or fees. Paying off your loan early won't cost you any extra money, and you won't be charged an origination fee - a percentage of your loan amount deducted from your overall loan proceeds - when you borrow.
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